Martin Luther King Day, a national holiday in our country, was under celebrated today because of the pandemic. It was certainly very quiet here with just my sister, my granddaughter, and I. I finally started to read “A Promised Land” by Barack Obama-he’s a really good writer!! I was drawn to his story from the first sentence in the preface. I’d probably still be reading it if I didn’t have to put a 7 year old to bed. I swear she still suffers the effects of in uterine drug abuse by some of her behaviors, especially at night. Its harder than hell to get her to go to sleep. It’s like she comes alive at night. Her mom didn’t do her any favors when she chose to continue using heroin, or meth, or whatever was her drug of choice while she was pregnant with this beautiful little girl. I hope for her sake, it’s gets easier for her as she gets older.
Inheritance
I spoke with a financial planner at WSECU ON Thursday who convinced me paying down my debt was the right way to go. At first it seemed very overwhelming to just use the majority of my inheritance to pay down my large debt. Then, I started processing the information he gave me and after much internal turmoil I think I’ve come up with a plan that, although painful, will be ok. I will have less money than I wanted when the deluge of money goes out, but in the end I’ll have substantially less debt and no overdraft fees, leaving more money each payday for unexpected expenses. I can’t wait until the money is available to I can’t stop worrying about it.
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